Regular Checking

  • No monthly service fee if minimum daily balance is kept of $500
  • Unlimited check writing
  • Customer pays for printed checks
  • 5 ATM transactions per day, limit $300

Account Fee Schedule

Balance Fee
$0.00-199.99 $4.75
$200.00-299.99 $3.90
$300.00-399.99 $3.25
$400.00-499.99 $2.75
$500.00 or more N/A


PREMIUM CHECKING

Silver Account

  • Insurance Coverage*
    As a member, you'll receive $10,000 of 24-hour Accidental Death and Dismemberment Insurance protection. Coverage increases to $35,000 while traveling as a passenger on a scheduled airline. Coverage decreases by 50% after age 70 and is dived equally among joint account holders.
    * Insurance benefits are NOT a bank deposit, NOT guaranteed by the bank, NOT insured by the FDIC or any Federal Government Agency, and MAY lose value.

FINANCIAL SERVICES

  • Personalized Checks
    Receive all the personalized club checks you need at no cost to you.
  • Unlimited Checking
    With Silver Checking there are no per check charges.
  • Money Orders - NO ISSUE CHARGE
  • Travelers Checks - NO ISSUE CHARGE
    As a member of the Silver Account, you'll never pay an issue charge on travelers checks (limit $1,000.00 per month)
  • Certified Checks - NO ISSUE CHARGE
  • Printouts - NO CHARGE
    Receive up to 4 printouts per month showing check activity.
  • ATM Card Replacement
    If your card is lost, stolen, or damaged, we'll replace it at no charge to you.
  • Coin Verification & Wrapping
    Just bring in your loose or rolled coin and we'll do the rest at no cost to you.

Monthly fee is only $7.00

Gold Account

Receive all of the financial services in the Silver Account plus:

  • Insurance Coverage*
    As a member, you'll receive $20,000 of 24-hour Accidental Death and Dismemberment Insurance protection. Coverage increases to $45,000 while traveling as a passenger on a scheduled airline. Coverage decreases by 50% after age 70 and is divided equally among joint account holders.
    * Insurance benefits are NOT a bank deposit, NOT guaranteed by the bank, NOT insured by the FDIC or any Federal Government Agency, and MAY lose value.

ADDITIONAL BENEFITS

  • Travel & Entertainment Discounts
    Here's the smart traveler's first choice for special travel savings. Enjoy premier accommodations -- at bargain prices -- in prestigious resort or business destinations with our Premier Hotel Savings Book.
  • Credit Card Protection
    Never worry about lost or stolen credit, debit, or ATM cards again! With one quick, toll-free phone call, you can cancel your cards, stop unauthorized purchases, and request prompt card replacement.
  • Key Ring Registration
    Lost keys are a bother -- but putting your name and address on them is an open invitation to thieves. We'll help you get your lost keys back while protecting your privacy.
  • Theme Park & Movie Discounts
    Treat yourself to bargain prices at your favorite theme parks and movie theatres across the U.S.A.
  • Discount Car & Truck Rental
    Save on car and light truck rental at national car rental agencies such as Alamo and Hertz.

Monthly fee is only $8.00

Platinum Account

Receive all of the financial services in the Silver Account and the benefits in the Gold Account plus:

  • Insurance Coverage*
    As a member, you'll receive $30,000 of 24-hour Accidental Death and Dismemberment Insurance protection. Coverage increases to $55,000 while traveling as a passenger on a scheduled airline. Coverage decreases by 50% after age 70 and is divided equally among joint account holders.
    * Insurance benefits are NOT a bank deposit, NOT guaranteed by the bank, NOT insured by the FDIC or any Federal Government Agency, and MAY lose value.

ADDITIONAL BENEFITS

  • Vision Care
    Now you can save 10% to 60% on eyeglasses, contact lenses, and non-prescription sunglasses! These and other items are available at over 7,000 retail providers nationwide through Coast to Coast Vision.
  • Grocery Coupons
    Get valuable coupons on the products you buy every day. Use them at any grocery store. Select from more than 1,000 brand name items.
  • Money For College
    Find scholarship and financial aid for your college-bound students! Access our scholarship matching service - a vast database of monetary aid for college students.
  • Local Pharmacy Card
    Get the lowest prices on prescription drugs for you and your immediate family - Guaranteed! Save 10% to 50% on most prescriptions. Our card is welcomed nationwide at over 45,000 pharmacies including most national chains.

Monthly fee is only $9.00


Mature Market Account

An account for those 62 or better!
Receive all of the great financial services of the Silver Account with the addition of:

  • Medical I.D. Card
    In a medical emergency, healthcare professionals may be able to provide better treatment if they are aware of your critical health information. Now, you can keep this vital information handy at all times with your Medical ID Card. Feel more secure knowing emergency health providers will be able to give accurate care.
  • Custom Trip Routing
    Let the map experts at Rand McNally help you plan your next road trip - with a customized Trip Report just for you! Now planning a car trip is easy, with a little advice from the world-renowned experts at Rand McNally.
  • Local Pharmacy Card
    Get the lowest prices on prescription drugs for you and your immediate family - Guaranteed! Save 10% to 50% on most prescriptions. Our card is welcomed nationwide at over 45,000 pharmacies including most national chains.
  • Grocery Coupons
    Get valuable coupons on the products you buy every day. Use them at any grocery store. Select from more than 1,000 brand name items.

Monthly fee is only $4.00

NOW Account

  • No monthly service fee if balance is kept at $1,500.00 or more
  • Pays competitive variable interest rate on balances kept over $1,500.00 - interest paid monthly
  • Unlimited check writing
  • Customer pays for printed checks
  • 5 ATM withdrawals per day, limit $300.00
  • APR may vary depending on minimum daily balance
Account Fee Schedule
Balance Fee
0.00-499.99 10.00
500.00-999.99 8.00
1,000.00-1,499.99 5.00
1,500.00 or more 0.00

Super Now Account

  • Pays premium variable interest rate on balances kept over $2,500.00 - interest paid monthly
  • A monthly service fee of $2.00 is in effect - see fee schedule on all accounts.
  • A per item fee of $.25 will be charged for each debit transaction (check paid, withdrawal, automatic transfer or payment out of this account)
  • APR may vary depending on minimum daily balance
  • Customer will pay for printed checks
Account Fee Schedule
Balance  Fee
0.00-499.99 10.00
500.00-999.99 8.00
1,000.00-2,499.99 5.00
2,500.00 or more 2.00

Money Rate Deposit Account

  • Pays competitive variable interest rate in balances kept over $2,500.00 - interest paid monthly
  • If minimum daily balance falls below $2,500.00, the Now Account interest rate will be paid
  • $7.00 per item fee will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of six per month.
  • Customer will pay for printed checks
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