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The following privacy policy principles were established to maintain
the security, integrity, and confidentiality of your personal financial
information.
We routinely collect and retain the information we obtain from your account
applications, transaction history (for deposits, loans, credit cards,
etc.) and from consumer reports. This information helps us:
- To establish and administer your accounts. (Example: We ask for personally
identifying information to protect your accounts from fraud.)
- To satisfy certain regulatory requirements. (Example: When you open
an account that pays interest, we are required by the Internal Revenue
Service to obtain your social security number.)
- Better understand you so that we may provide you with additional or
improved products and services. (Example: We require information concerning
your credit history and your assets to determine if you qualify for
loan approval.)
| We do not share our current or
previous customers' nonpublic personal information with affiliates
or with nonaffiliated third parties except as permitted or required
by law. |
Access to your personally identifiable financial information is limited
to employees with a specific business reason for utilizing this data.
Our employees are educated about the importance of maintaining confidentiality
and customer privacy. If necessary, we take appropriate disciplinary steps
to enforce our employees' responsibility to protect your very personal
information.
In order to prevent unauthorized access to your information, we maintain
security standards and procedures that conform with industry practices.
These security standards and procedures are routinely tested to verify
the integrity of our systems.
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