Products

   
   A TRADITION of Community Banking  since 1903
   

 Wire Transfers

 Christmas Club

 Safe Deposit Boxes

 VISA Check Card

 Direct Deposit

 ATM Card

 Certificates of Deposit

 Auto Transfers

 IRA's

  24-hour Depository

 Check Imaging
    
Wire Transfers  
We accept incoming and send outgoing wire transfers.  $15.00 charge applies for incoming and outgoing wires.   
Safe Deposit Boxes   
We offer small, medium, and large sizes.  Please call for availability.   
Direct Deposit   
We can accept direct deposits into your accounts from other institutions.  There is no fee for this service.   
Certificates of Deposit  
Contact Peoples Security Bank for current rates   
$500 minimum deposit is required to open this account  
Interest is paid at maturity using daily balance method  

Certificates of deposit are subject to early withdrawal penalties 

 
10 day grace period at maturity to withdraw penalty fee or change terms on their investment.   
Will automatically renew for the same term at the prevailing rate unless customer states otherwise during the grace period   
IRA  
Contact Cindy Bowen (cbowen@peoplessecuritybank.com) for current rates.  
No minimum balance required.  
Both fixed and variable rates are offered for terms of 6, 12, and 18 months.   
Subject to standard government regulations   
Roth, Traditional, and Coverdell Education Savings Accounts are available.  

Check Imaging 

 
Instead of returning your loose canceled checks, laser images are included with your monthly statement.  Eliminates the need for sorting, saves storage space, and makes balancing easier.  Images are accepted as valid proof of payment at local, state, and federal agencies, businesses, and the IRS.   
Christmas Club   
We offer a variety of denominations.  Each coupon book contains 50 payment coupons.  As a bonus, if the first 49 payments are paid in full, the bank will make the final payment.   

 Opening dates:  November 15 - January 31
Closing date:  October 31   

 

 

 

U.S. Savings Bonds   
As of January 1, 2012, paper savings bonds are no longer sold at financial institutions.  This action supports Treasury's goal to increase the number of electronic transactions with citizens and businesses.  Bonds can now be purchased from www.treasurydirect.gov  
VISA Check Card   
Comes free with any checking account.  The card looks like a credit card and works as a check.  It is accepted worldwide anywhere you see the VISA logo.  There is no charge when transactions are processed as credit transactions.  You may encounter a fee when using an ATM owned by another institution or when processing debit transactions.  This product will also serve as your ATM card.  Subject to approval.   

 Verified by Visa  

   

 

 
Your Visa card is now protected by "Verified by Visa",  which password protects your card for free.  The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction.  Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified.   
ATM Card   
Comes free with any checking account.  There is no charge at any Peoples Security Bank ATM locations.  A fee may apply when used at another institution.  No approval required.   
Auto Transfers   
Scheduled transfers may be set up between your Peoples Security Bank checking and/or savings accounts or to make loan payments.  No service charge applies.   
24-Hour Depository   
We offer an after-hours depository at the main branch location for your convenience.   
 

  Time and Temperature 638-4353

 


NOTICE: Peoples Security Bank will never request customers to update their account information via e-mail. If you receive a request of this nature, please contact the bank immediately. Also note, any e-mail message sent via this website is sent via normal e-mail and is not encrypted. Please do not include any sensitive information such as account numbers, usernames, or passwords in the e-mail.