| Wire Transfers |
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| We accept incoming and send outgoing wire transfers. $15.00 charge applies for incoming and outgoing wires. |
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| Safe Deposit Boxes |
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| We offer small, medium, and large sizes. Please call for availability. |
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| Direct Deposit |
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| We can accept direct deposits into your accounts from other institutions. There is no fee for this service. |
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| Certificates of Deposit |
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| Contact Peoples Security Bank for current rates |
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| $500 minimum deposit is required to open this account |
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| Interest is paid at maturity using daily balance method |
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Certificates of deposit are subject to early withdrawal penalties
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| 10 day grace period at maturity to withdraw penalty fee or change terms on their investment. |
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| Will automatically renew for the same term at the prevailing rate unless customer states otherwise during the grace period |
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| IRA |
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| Contact Cindy Bowen (cbowen@peoplessecuritybank.com) for current rates. |
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| No minimum balance required. |
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| Both fixed and variable rates are offered for terms of 6, 12, and 18 months. |
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| Subject to standard government regulations |
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| Roth, Traditional, and Coverdell Education Savings Accounts are available. |
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Check Imaging
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| Instead of returning your loose canceled checks, laser images are included with your monthly statement. Eliminates the need for sorting, saves storage space, and makes balancing easier. Images are accepted as valid proof of payment at local, state, and federal agencies, businesses, and the IRS. |
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| Christmas Club |
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| We offer a variety of denominations. Each coupon book contains 50 payment coupons. As a bonus, if the first 49 payments are paid in full, the bank will make the final payment. |
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Opening dates: November 15 - January 31
Closing date: October 31
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| U.S. Savings Bonds |
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| As of January 1, 2012, paper savings bonds are no longer sold at financial institutions. This action supports Treasury's goal to increase the number of electronic transactions with citizens and businesses. Bonds can now be purchased from www.treasurydirect.gov |
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| VISA Check Card |
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| Comes free with any checking account. The card looks like a credit card and works as a check. It is accepted worldwide anywhere you see the VISA logo. There is no charge when transactions are processed as credit transactions. You may encounter a fee when using an ATM owned by another institution or when processing debit transactions. This product will also serve as your ATM card. Subject to approval. |
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Verified by Visa
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| Your Visa card is now protected by "Verified by Visa", which password protects your card for free. The next time you shop at participating online stores, enter the information requested to activate your card in order to complete the transaction. Your card will then have password protection whenever you shop online at participating stores listed at www.visa.com/shopverified. |
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| ATM Card |
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| Comes free with any checking account. There is no charge at any Peoples Security Bank ATM locations. A fee may apply when used at another institution. No approval required. |
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| Auto Transfers |
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| Scheduled transfers may be set up between your Peoples Security Bank checking and/or savings accounts or to make loan payments. No service charge applies. |
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| 24-Hour Depository |
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| We offer an after-hours depository at the main branch location for your convenience. |
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Time and Temperature 638-4353
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